All Calculators
Borrowing Power Calculator
Find out how much you may be able to borrow based on your income and expenses.
$100,000
$0
$2,000
$0
6.50%
Estimated Borrowing Power
$753,202
Comfortable Borrowing Range
$602,562
80% of max to maintain a buffer
This estimate uses a 3% serviceability buffer above the entered rate, which is the standard assessment approach used by most Australian lenders. Actual borrowing capacity depends on many factors including credit history, employment type, and lender policies.