Overview
Self-employed borrowers face unique challenges — irregular income, complex tax structures, and different documentation requirements. We specialise in finding lenders who understand self-employment.
Who It's For
Sole traders, partnerships, company directors, contractors, and freelancers with an ABN.
Benefits
Low-doc and alt-doc options
BAS and accountant letter options
Understanding of business structures
Access to specialist lenders
Competitive rates for self-employed
ABN as short as 12 months accepted
The Process
1
Understand your business structure
2
Assess income and documentation
3
Match with suitable lenders
4
Prepare a strong application
5
Guide you through approval
What Lenders Look For
Tax minimisation strategies can reduce your 'on paper' income. Lenders may assess your income differently. Having a good accountant and clean financials helps.
Frequently Asked Questions
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No obligation. Our brokers will review your situation.